banner

MSME Loans

Micro, Small and Medium Enterprises

border

Kudos Finance & Investments Pvt. Ltd. is a Non-Banking Financial Company (NBFC), providing customized financial assistance to small-scale urban businesses, without any demand for collaterals. The average ticket size of loans provided to this sector is 5 Lakh rupees.

To fulfill requirements of small businesses of all kinds, across all industries including shops, services, handloom and cottage industries and non-farm undertakings, Kudos gives unsecured loans on an EMI basis for a tenor of upto 36 months. Kudos advantage of securing loans with no collaterals provides a strong benefit to small businesses.

Business Loans

border

Growth & Expansion of business is a pivotal need for every entrepreneur. Kudos caters to Kirana / General Store, Hotels & Bakery, Salons, Allied Dairy, Home-Based Enterprise, Shops and others. Business Loan by Kudos can give the much needed boost to your business, enhancing your competitiveness and profitability. Loan for business by Kudos enabling you to expand your business to new heights, scale up the growth and much more. Kudos dynamic risk assessment methodology, flexible product terms, customer-centric processes enables to complete the loan process in 36 hours typically.

Benefits:

  • Without any collateral.
  • For self-employed businessmen involved in trading and service industry.
  • Quick approval and hassle-free processing.

Purpose

Business Expansion/Working Capital

Repayment

Monthly via NACH/Post Dated Cheques

Processing Fees

2% - 3%

Loan Amount

1 Lakh - 20 Lakhs

Tenure

12 - 36 months

Interest Rate

15 % - 18 % p.a.

Machinery Loans

border

Kudos Finance and Investments Pvt. Ltd. provides Machine Loans and Machine Refinance, for the purchase of machines, either new or used. These cover a wide range of metal cutting and metal forming machines, plastic machines, printing and packaging machines, and wood working machines. This also includes providing finances for all major brands under the generator and compressor segment as well. The remarkable feature about these loans is the turnaround time, which is only 36 hours.

Machinery Loan

Kudos will directly pay the dealer of the machine on behalf of the customer. The invoice of the machine is retained by Kudos until the repayment of loan. However, the loan invoice will not be given to the client along with the machinery. Only when the loan has been paid off the invoice will be forwarded to the client. The average ticket size of loans provided to this sector is under 10 Lakh rupees.

Machine Refinance

Refinancing can be explained as obtaining finance for your business against your existing machinery. Machine refinance is a quick way of raising capital for business. Refinancing your current machinery can facilitate much needed capital that’s necessary to help your company prosper. Be it a current cash-flow need, a new opportunity or to simply expand your business' current operation, to increase penetration and market share, Kudos can help boost your business.

Purpose

Machine Loans and Machine Refinance, for the purchase of machines, either new or used.

Repayment

Monthly via NACH/Post Dated Cheques

Processing Fees

2% - 3%

Loan Amount

1 Lakh - 20 Lakhs

Tenure

12 - 36 months

Interest Rate

15 % - 18 % p.a.

Short Term Loans

border

Short Term Loan product in Kudos’ kitty is unique for the customer due to its unbeatable characteristics and its design of quick and hassle free disbursement, no mortgages, no security and no cumbersome documentation. It is available for existing customers. Its interest only loan with bullet repayment reduces EMI burden.

Loan Amount

1 Lakhs to 20 Lakhs

No Processing Fees

Eligibility

Existing customers who have excellent repayment track with Kudos.

Loan Amount

1 Lakh - 20 Lakhs

Tenure

1 - 6 months

Interest Rate

At an attractive rate